Uber Insurance is Changing

Many locals and tourists in Georgia use Uber daily. The rideshare service offers a convenient and practical way to get them to and from their destinations. Many local drivers also profit from Uber. On the other hand, the popularity of Uber has also raised the number of car crashes. Rideshare accidents just became more difficult to resolve because of recent changes to the required insurance coverage that is available to compensate injured victims for the losses they incurred in an Uber crash.

For instance, you may not be aware that Georgia passed a law on July 1, 2023, that massively reduced the required minimum underinsured and uninsured motorist (UM) insurance Uber must provide. The new law slashed the $1 million UM minimum insurance requirement to only $100,000, resulting in a 90 percent reduction in available insurance coverage!

Uber Has Significantly Reduced Their Insurance Coverage

Before the new law passed, Uber was required to provide underinsured and uninsured motorist insurance of $1 million for every accident. After July 1, however, Uber is only required to provide underinsured and uninsured motorist coverage of $100,000 per person for physical injuries or death per person.

This means that instead of up to $1 million in insurance coverage that passengers can turn to in case their Uber driver gets into an accident, now they can only recover up to $100,000 in UM coverage, regardless of the actual amount of the losses they incurred in the crash. But what if your losses amount to more than $100,000? How can you possibly secure fair compensation for the physical, financial, and emotional toll you suffered because of the Uber accident?

Maximizing Your Compensation After Getting Injured in an Uber Accident

All motor vehicle crashes cause financial hardship to the injured parties. That’s why a crucial part of your recovery is full monetary compensation that will cover all your accident-related expenses. Following an Uber accident, your medical expenses can pile up quickly. If your injuries make it impossible for you to work, you should also be compensated for lost earnings. Add to that the emotional distress and physical trauma you are suffering and it can be overwhelming.

To help ensure that you maximize the compensation you are entitled to receive in a claim against Uber, you should discuss your legal options and work with an experienced Georgia Uber accident attorney as soon as you can. When it comes to recovering compensation after an Uber accident, dealing with the company’s insurance provider is always the most challenging part.

With a Georgia Uber accident attorney working on your case, you ensure that your legal rights are protected. Your attorney will handle all communications and negotiations with the insurer to make certain the insurer’s adjusters and attorneys will not take advantage of you. Your attorney will submit an appropriate demand and the necessary paperwork to prove the severity of your injuries, and will handle all of the deadlines, so you can prioritize your recovery.

Reach Out to Our Seasoned Georgia Uber Accident Attorneys Today

Whether you are an Uber passenger or another party that got into an accident with an Uber driver, the Georgia Uber accident attorneys at Banks, Stubbs & McFarland can assist you. To schedule your case consultation with a Georgia Uber accident attorney, you can contact us online or call 770-887-1209.