What is a Personal Injury Claim?

You can be the most careful person out there and still get into an accident because of someone else’s negligence. For example, one minute, you’re scanning the aisle for cereal in your local grocery store, and the next, you slip because of a puddle and end up breaking your hip. Or you may be crossing the road, riding your bike, or driving your car, and a speeding driver hits and injures you.

While some of these accidents only lead to minor injuries, others can result in more serious injuries, leaving injured victims to endure life-changing health issues, debilitating pain, emotional suffering, and ongoing medical bills that impact their life for a long time or forever. If you or a loved one has suffered a personal injury due to another’s negligent acts, you are entitled by law to seek compensation for the losses you suffered through a personal injury claim.

The goal of a personal injury claim is to hold the negligent individual(s) or entity financially accountable for damages, such as your medical treatment costs, your lost earnings, your emotional and physical pain, and suffering, loss of enjoyment of life, disfigurement and any other negative consequences stemming from your injuries.

What to Know About Personal Injury Insurance Claims and Lawsuits

One of the most crucial things to know about personal injury claims is that they can be resolved or settled without involving the court system, meaning without ever filing a lawsuit. Usually, after an injured victim files a personal injury claim with the insurance provider of the at-fault party, there will be negotiations between the parties, and the injured victim either receives a fair settlement, gets offered a low settlement, or has their claim denied by the insurer.

The insurance claims process is rarely straightforward. Insurers want to save and make money, and they do this by reducing or denying the compensation of injured victims. This is why injured victims usually work with Lawrenceville personal injury lawyers. Also, if a personal injury claim involves serious injuries, if the at-fault party is disputing liability, or if an insurance company is refusing to play fair, the claim will most likely turn into a personal injury lawsuit.

It’s also vital to note that the insurance claims process and the personal injury lawsuit process are rarely mutually exclusive. While insurance coverage is an important factor in almost all personal injury claims, and some claims do end up in court, usually, a lawsuit will only need be filed to force an insurer to offer a fair settlement or else suffer an adverse verdict .

Seek Legal Guidance From a Top Lawrenceville Personal Injury Lawyer Now

If your life has been negatively affected by a personal injury because of another person’s negligence, don’t wait too long to receive the legal guidance you need. Reach out to the Lawrenceville personal injury lawyers at Banks, Stubbs & McFarland today for a free consultation, so you can learn what we can do to help you get restored physically and how we can build a case to secure maximum compensation for your damages.

Schedule a meeting with our Lawrenceville personal injury lawyers by calling our office at 770-887-1209 or reaching us online.